Payment Method - pgypal

This Payment Policy is issued by Hunchun Ruishi Garment Co., Ltd. and applies to all purchases of women’s dresses, tops, skirts and bottoms placed through our official website https://www.pgypal.com. By completing checkout, you confirm acceptance of the payment terms laid out below.

1. Accepted Payment Methods

We support multiple secure payment options for global shoppers. You may settle your order using:

  • Visa
  • Mastercard
  • Apple Pay
  • Google Pay

All payment transactions are routed through certified international payment processors. We do not directly handle or store your complete card numbers, CVV codes or sensitive banking credentials on our website server.

2. Order Authorization & Charge Timing

Your card or payment wallet will be authorized at the moment you submit your order. Funds will be captured once we confirm your item availability and begin order processing. In rare scenarios where items are out of stock after payment authorization, we will cancel the relevant order and trigger a full refund back to your original payment source.

3. Currency & Pricing

All product prices displayed on the site are shown in the currency selected on the product page. Currency conversion fees may be applied by your card issuer or payment provider when you make an international transaction. These bank-side conversion charges are not under our control and will not be reimbursed by pgypal.

4. Payment Verification

We reserve the right to request additional identity or order verification documents for high-value or suspicious orders, to prevent fraudulent card usage. Your order may be temporarily held or canceled if you cannot provide requested proof within the required timeframe.

5. Refund Processing for Payments

Any approved refunds will be returned to the same payment method originally used for checkout. Refund arrival times vary based on your financial institution’s processing schedule. We cannot speed up bank or payment wallet internal settlement procedures.

6. Transaction Errors

If you notice duplicate charges or incorrect billing amounts on your account, please send your order number and billing screenshot to support@pgypal.com promptly. We will investigate the issue and correct valid billing mistakes.

7. Company Information

Operating Company: Hunchun Ruishi Garment Co., Ltd.
Website: https://www.pgypal.com/
Service Email: support@pgypal.com
Phone: +86 137 9648 8921
Registered Office Address: Shop 001, 2nd Floor, Hunchun Shopping Center, Xin’an Street, Hunchun City, Yanbian Korean Autonomous Prefecture, Jilin Province, P.R.China

Governing Law: This Payment Policy is governed by the laws of the People’s Republic of China.